What is UTAP?

UTAP is a training benefit for NTUC members to defray their cost of training. This benefit is to encourage more union members to go for skills upgrading.

NTUC members enjoy 50% unfunded course fee support for up to $250 each year (or up to $500 for NTUC members aged 40 years old and above) when you sign up for courses supported under UTAP (Union Training Assistance Programme). Please visit e2i’s website to find out more.

Who can apply?
All NTUC members can apply for UTAP. However, the following criteria must be met to be eligible for UTAP:

  1. Paid-up union membership before course commenced, throughout whole course duration and at the point of claim
  2. Course by training provider must be supported under UTAP, and training must commence within the supported period
  3. Course must not be fully funded through company sponsorship or other types of funding
  4. Unfunded course fee must be S$20.00 and above
  5. You must achieve a minimum of 75% attendance for each application and sat for all prescribed examination(s), if any
  6. UTAP application must be submitted within 6 months after course completion

Click here for more information on how to apply.

To qualify, you need to be a Singapore Citizen or Singapore Permanent Resident.

For trainees who qualify for Workfare Skills Support (WSS) scheme, please contact SSG at 6785 5785 for more information.

  • Singapore Citizen
  • At least 40 years old in the year of course commencement
  • Applies to both self-sponsored and employer-sponsored trainees

Enhanced Training Support for SMEs

SMEs will enjoy SkillsFuture Funding of up to 90% of the course fees when they sponsor their employees to attend WSQ Early Childhood Care & Education Courses supported by SkillsFuture Singapore (SSG).

Eligibility Criteria for SMEs and Sponsored Trainees

SMEs that meet all of the following eligibility Criteria:

1.Registered or incorporated in Singapore.

2.At least 30% local shareholding by Singapore Citizens or Singapore Permanent Residents.

3.Employment size of not more than 200 (at group level) or with annual sales turnover (at group level) of not more than $100 million.

SME-sponsored Trainee’s eligibility Criteria:

1.Must be Singapore Citizens or Singapore Permanent Residents.

2.Course Fee have to be fully paid for by the employer.

3.Trainee is not a full-time national serviceman.

Find out more on Enhanced Training support for SMEs: https://www.ssg.gov.sg/programmes-and-initiatives/training/enhanced-training-support-for-smes.html

Absentee Payroll Funding

SMEs can claim absentee payroll at a capped of $4.50/hr based on classroom hours when they send their existing employees for certifiable skills training. All employers of employees who meet the eligibility criteria for Workfare Skills Support (WSS) scheme will continue to enjoy absentee payroll funding under the WSS scheme2.

[2] With effect from 1 Jan 2022, under the Workfare Skills Support (WSS) scheme, employers who sponsor their employees (Singapore Citizens aged 35 years and above, and earning up to $2,300 per month) are eligible for course fee and absentee payroll funding at 90% for the WSQ Early Childhood Care & Education training courses.

Note: Not applicable for employers claiming salary support for their newly hired employees for CCP courses.

Find out more for WSS Scheme for Employer: https://www.workfare.gov.sg/Pages/WSSEmployer.aspx

All Singaporeans aged 25 and above can use their SkillsFuture Credit from the government to pay for a wide range of approved skills-related courses.

Visit MYSKILLSFUTURE to choose from the courses available on the SkillsFuture Credit course directory.

What is PSEA?

The Post-Secondary Education Account (PSEA) is part of the Post-Secondary Education Scheme to help parents save for their children’s post-secondary education. The PSEA is administered by MOE and is opened automatically for all eligible Singaporeans.

How to use?

Funds in your Post-Secondary Education Account (PSEA) can be used to pay for your own or your siblings’ approved programmes in our list of approved institutions. It can also be used to repay government education loans and financial schemes.

Students who require to use Post-Secondary Education Account (PSEA) to pay for the course fee, download the PSEA Ad Hoc Withdrawal form and submit the completed application form to your course consultant.


A parent or legal guardian is required to submit the application on behalf of an account holder who is below 21 years old.

The PSEA will be closed around the middle of the year in which you turn 31.

The ad hoc withdrawal application is an application for a one-time withdrawal for a specific purpose. You will have to submit the ad hoc withdrawal application forms for each specific withdrawal.